*Monday's Money Tip* ~ "Be assured that it gives much more pain to the mind to be in debt, than to do without whatever it is which we may seem to want". - Thomas Jefferson
*Happy Cinco De Mayo* ~ AdvantageCCS would like to wish everyone a very happy and fun Cinco De Mayo! :)
*Happy Friday* ~ "If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability". - Henry Ford #TGIF
*Happy May Day* ~ May Day on May 1st is an ancient Northern Hemisphere spring festival and usually a public holiday; it is also a traditional spring holiday in many cultures! :)
"Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort". ~Franklin D. Roosevelt
*Happy Saturday* ~ It's important to set up a monthly budget and find out exactly "Where" all of your money is going each month. Sam the Eyebrow Cat wants to know why you haven't set up a budget yet?!?!
*Happy Friday* #TGIF ~ Remember, don't give up on your goals just because you've hit a little speed bump. Speed bumps slow you down, but they don't stop you!!!
Don't fall for scams or "free" trials. A wise person once said - "The large print giveth and the small print taketh away!" Always read the fine print! If something seems too good to be true, it probably is.
Online shopping can lead to serious debt if you're not careful. With things like "One Click" "Buy Now" features, you may not realize how much you've really spent until it's too late! Before making any purchase, ask yourself: Is this a "need" or just a "want"? And then make the decision!
**Happy Easter** ~ from all of us here at Advantage Credit Counseling Service! We hope you have a wonderful Holiday!!! :)
Create a budget and this will never happen again! Just saying... www.onlinebudgetadvisor.com (Free online budgeting tool)
Just a little inspiration to help pick you up, if you are having a bad day. We all have them.....hang in there! *Smile* :)
*Happy St. Patrick's Day*!!! Click "LIKE" if you are wearing green today!!! Celebrate, have fun, and be safe!!! ~ From everyone at Advantage CCS
*Happy Friday* We triple-dog dare you to "LIKE" this status!!! ;)
Let's Be Honest...Most of us have been in this same situation...Let's not make it a habit though! This week just so happens to be "America Saves Week"! It's an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own saving status. Take the pledge today! http://bit.ly/13qhxEN
Has your Cable or Internet bill recently gone up?! *Cable Companies Look To Raise Cost For Heavy Internet Use* - Some Internet users may see their prices rise as Time Warner and other cable providers continue testing a new business model that charges customers based upon the amount of data they use. Click the link below to find out more....
http://washington.cbslocal.com/2013/01/04/cable-companies-look-to-raise-cost-for-heavy-internet-use/
*Friday Funny* We've made it to Friday! Wooohooo!
Since it's the day after Valentine's Day and many people are now engaged and thinking about marriage, we wanted to share some tax information with you about married couples.
The Tax Policy Center has updated its marriage bonus and penalty calculator to reflect the provisions of the American Taxpayer Relief Act of 2012, the new tax law Congress passed earlier this year. The new calculator lets you compare the tax bills of a couple filing as singles and as a couple for either the 2012 or 2013 tax year. Here's the link: http://bit.ly/Z2oSFy
<3 Happy Valentine's Day to all of our friends! We hope that you all have a wonderful day filled with love and happiness! <3
░*New Infographic*░ from Advantage CCS! "Great Money Saving Tips for 2013!" Check it out and let us know what you think!!! Click "Like" if you've tried any of these tips before!!! :)
OMG, WHAT?!?!?! Some of you are NOT seeing our FB posts???
Okay...time to change that! :)
To ensure that you're seeing everything we post, make sure you go to our Advantage Credit Counseling Facebook page, hover your mouse over where it says "Liked", and click on the "Get Notifications" and the "Add to Interests List". Make sure there's a check mark next to each one!
Annnnndddd, there you go! Thanks so much and we hope that you enjoy our posts!!!
▓*Happy Friday*▓ Here's some good news - Pay As You Earn: Student Loans Just Got More Affordable! The U.S. Dept. of Education recently launched a “pay as you earn” (PAYE) program, one of several repayment options that allow borrowers to base their payments in whole or in part on their income. Read on to find out more.... www.creditsesame.com/blog/pay-as-you-earn-student-loans-just-got-more-affordable/
Student Loan debt hurting your personal finances?! Many recent college graduates are finding it hard to keep up with their student loan payments.
Give our credit counselors a call to see if there's any advice or tips that we can give you about your student loans. Student Loans cannot be added to our Debt Management Program (DMP), but we may be able to give you advice, tips, and/or helpful resources. Call us at 866-699-2227! The call is free and confidential. We are always here to help!
Sometimes we make bad decisions when trying to get a "good deal" or when we are trying to save money!! Are you guilty of doing this?!? Click "Like" if you've ever gone above and beyond to find the "Best Deal"!!! *Friday Funny*
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Don't forget to enter your name and email address in our January Sweepstakes for your chance to win a $25 Amazon e-gift card!! Only 9 days left!!! https://www.facebook.com/advantageccs/app_281279848594597
